02/04/2015
全力推動兒童理財EQ
李錦
李錦
兒童及青少年理財教育推廣基金 聯合創辦人
-香港教育大學博士、兒童及家庭教育碩士,香港大學金融碩士, 墨爾本大學經濟學士
-主講超過200場「親子、理財」講座及研討會
-與中、小學校及社區組織合辦「4S課程」,以非牟利推動理財教育
-著有親子理財暢銷系列《理財錦囊》,《從一元開始》及《從父母開始》
-30年金融經驗,前投資銀行董事、證券策略師
Facebook:https://www.facebook.com/childfinancialeducation
Email:childfinancialeducation@gmail.com
Whatsapp:5233 6418
親子理財
本欄隔周四更新
筆者未來會全力推動「提升兒童、青少年理財EQ」的工作,希望最終理財教育納入小學,最遲成為初中恆常課程。目標是讓我們的下一代從小建立正確金錢觀及正面思想,打好人生其中至重要的基石。
二名兒子漸長大了,家人對物欲要求正常,希望趁有還「年青、行得和走得」時盡一點力,也希望教育部門、社會賢達、政客、祖父母及家長正視和支持。
簡單由開始學習儲蓄和分配資源做起,特別是儲蓄,因為儲蓄=希望=將來,對未來有期盼。
學習儲蓄 分配資源
很多個人、家庭和社會問題也是由不懂得處理金錢而起,希望通過潛移默化的理財教育,加上父母的日常教導,讓我們的下一代更能明白知足及學習等待,未來能抵抗物質誘惑和減少逆境帶來的衝擊。
親子理財教育要從小建立,由父母開始。
筆者視兒童理財教育為第二工作人生,希望透過系統和生活化的課題,提起孩子學習興趣,在成長中潛移默化地建立正確金錢觀及正面思想。
Full Devotion to Develop Child/Youth Financial Management EQ
I will be fully devoted to the promotion work of “Enhancing Child/Youth Financial Management EQ” soon, in the hope that financial management education can be incorporated into primary school education and eventually becomes a regular course in secondary school. The goal is to help our next generation to establish proper money concept and positive thinking, as I believe this is one of the most crucial cornerstones in life.
Amid gradual growing up of my two sons and not having big material desires from my family, I wish to devote my efforts in this when I am still young and energetic. The support and attention from the Education Bureau, celebrities, politicians, grandparents and parents are much needed.
We can simply begin with learning the importance of savings and resources allocation. In short, savings=hope=future, so that we can have faith in the future.
Learn the Importance of Savings and How to Use Limited Resources Wisely
We all see that many personal, family and social issues are caused by the inappropriate handling of money. Through early financial management education and daily guidance of the parents, we hope that our next generation can better understand the concept of contentment and learn to wait, so that in the future they can resist the materialistic temptations and handle the impact of adversity.
Family financial management education should begin since childhood, starting with the parents.
I take child financial management education as my second career. Through systemic approach and borrowing stories from daily life, I hope to raise children’s interest and consciousness in learning the proper wealth concept and establish positive thinking during their growing-up.
我的開心事
(一) 的士司機不停說出他的論點,在車上唯有支吾以對,直至最後他說:「我好開心,你很明白事理,跟我一樣!」,才安靜下來。
(二) 在公司門外碰到一送外賣的女士,她說己等了五分鐘,沒有手機,我幫她聯絡上同事,小幫忙,但她連聲感謝卻令我開心半天。
(三) 兒子回港度聖誕假,我們共二十多位親人吃聖誕餐,雖然貴,但聚首一堂和拍下相片,有一個美好的回憶。
(四) 同事送給我手製曲奇,味道很不錯。
(五) 與朋友談起我的兒童理財教育願望,絕大都也支持和給予很好的意見,很開心和感恩。
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